|Your Retirement Income at Age 65|
|Enhanced CPP* and OAS Benefits||20,400||23,700||27,000||28,300|
|OPTrust Select Pension**||5,700||7,100||8,500||9,900|
|Total Retirement Income||$26,100||$30,800||$35,500||$38,200|
|Income Replacement Ratio||65%||62%||59%||55%|
The example is based on a member with 25 years of service and various final salary levels retiring at age 65.
*Assumes member contributes to CPP for full career at level consistent with average salary
**Assumes earnings increase by 2.5% each year and benefit reflects earnings upgrades of 2% each year